According to McKinsey's "Europe's Fintech Opportunity" and Statista Market Insights (2024), the Core-5 EU region generates ~4,000 new Fintech/Payment entities annually requiring PCI compliance (from SAQ to Level 1).
The model assumes we address the "Startup/SMB" segment with a higher conversion rate (0.5%–1.2%) due to acute need for speed, but at a lower ticket price (€12k avg).
High value vs. low visibility. Classic conflict in B2B security sales: “The larger the deal, the lower the initial signal.”
According to Gartner’s B2B Buying Report, enterprise security decisions usually involve 6–10 distinct stakeholders and take 9–14 months, with a big part of the process happening “offline” in the so-called Dark Funnel.
Impact: we deliberately model Enterprise with a 50% lower lead conversion rate to account for this lag and “shadow buying” dominance, despite higher Annual Contract Value (ACV).
These numbers are planning ranges, not hard benchmarks. They reflect publicly available LinkedIn B2B ad cost bands and conservative adjustments for a niche PCI audience in Western Europe.
- Working CPC range: ~€10–18 for B2B decision-makers
- Nordics uplift: +30–40% CPM due to smaller inventory + higher comp
- Agency layer: typical EU boutique management markup included
In the real GTM plan you’ll replace these with country-level campaign data once it exists.